Life Insurance, Health Insurance and Financial Services for the Brownwood Texas Area
Welcome to Insurance Specialists' website, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. Insurance Specialists created this Web site to help you gain a better understanding of the financial concepts behind the various services we provide including:
Contact us for a free consultation
*Securities and Investment Advisory services offered through Voya Financial Advisors, Inc., member SIPC.
325-643-5080 in Brownwood, TX or toll free 800-880-5080
Insurance Specialists, Inc. is not a subsidiary of or controlled by Voya Financial Advisors, Inc.
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Newsletters
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Estate Taxes: Should a Trust Own Your Life Insurance?
An irrevocable life insurance trust can help pay estate taxes, but recent exemption level increases may warrant a new insurance strategy.
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What Is Cyber Insurance, and Do You Need It?
Cyber attacks and loss of data can be devastating, so businesses should be proactive about addressing this risk.
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Retirement Savings: Traditional, Roth, or Both?
How does a traditional or Roth structure affect your IRA or employer-sponsored retirement plan? And what do their differences mean for older workers?
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Qualified Charitable Distributions
Discover how qualified charitable distributions work and why they may now be more valuable than taking a tax deduction.
Calculators
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?
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College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.
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IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
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Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.